Personal Injury and Insurance

Personal Injury and Insurance

When you have been injured in a car accident, you may expect the insurance company to do everything they can for you. After all, you pay premiums each month for their services on the off chance that an accident whether resulting in injury or not may occur. However, once it comes time to file and settle the claim, you may find it is easier said than done. That is where a San Diego personal injury lawyer comes into play. This type of professional is experienced and skilled in working with insurance companies on your behalf to get the compensation you may be entitled to.

The insurance company is in business to make money, and the more they make in premiums and less they pay out in claims, the more money they make. This is only natural and just a part of regular business. A good personal injury lawyer in San Diego who specializes in insurance cases may use his own investigators to interview witnesses to find out exactly what happened at the moment of your accident. This is not something you can easily do on your own and an attorney makes the job so much simpler. He or she will also prepare any depositions and file any legal papers that need filing. Any information obtained helps your San Diego personal injury attorney settle with the insurance company in a way that benefits you, helping you pay medical bills and other expenses that are a result of your injury.

Once all the information has been gathered and organized, your lawyer may prepare a ‘demand’ letter that will be sent to the insurance company. Often, when the insurance adjuster sees a lawyer is now working for you, he or she will offer a settlement. If it is too low, your lawyer will put out a counter settlement and go from there.

A personal injury attorney in San Diego does not only work on your behalf with insurance companies. He can handle other personal injury claims as well that go beyond auto accidents. Slips and falls, dog bites, burns and even assault and battery issues can often result in a personal injury case. And, many personal injury firms do not charge a fee unless they win you a settlement. So, financially, you have nothing to lose if you do decide to pursue a lawsuit. Call our offices today and find out what we can do for you so you can get compensation and representation you may deserve.


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